Commercial Liability Insurance Coverage
Commercial liability insurance covers different categories of legal expenses ranging from attorney fees to claim adjustment expenses, and several other costs incurred by the insured to defend such lawsuits.
Generally, commercial liability insurance policies are issued on a claims-made basis and cover only such damages and losses incurred by the insured during the policy’s active period.
Need for Business Liability Insurance
Your business can suffer potential financial losses if you or your employees damage someone’s property. If there are accidental bodily injuries that have occurred on your business premises, your business could be held liable for associated expenses.
Scenarios where buying business liability insurance in TX would be well advised:
- Use of third-party locations for business-related activities
- Face-to-face interaction with clients
- Use of promotional marketing practices
- Requirement of project-specific coverage
- Access permitted to customer’s property
General Liability Insurance Scope
Our general liability insurance in Houston, TX covers:
- Third-parties’ medical expenses –where one has suffered injuries or accidents because of your business’ operations or products or on your premises.
- Accidental Property Damage-caused by you or one of your employees to someone else’s property.
- Personal and Advertising Injury –in the form of false arrest, libel, slander, use of another’s advertising idea, infringing on copyright, wrongful eviction, and privacy invasion.
- Medical Payments –comprising of surgical, hospital, ambulance, nursing, and funeral expenses of a dead or an injured person, where such accident took place at your premises or because of your business operations.
At First Insurance Solutions, we aim to provide businesses and individuals with quality, reliable insurance policies that meet their needs and budget. We have been serving the entire Houston, TX community with all their insurance needs the past 15 years and counting. Our services go beyond just obtaining coverage as we remain by your side through all insurance-related inquiries, including the claim filing process, annual insurance review, and everything in-between.
Are you searching for commercial liability insurance near you? Contact our insurance professionals. We will help find out the right commercial liability policy you need for your business.