Commercial Auto Insurance in Houston, Texas

To protect your business vehicles or employee-owned vehicles used for business purposes, you require commercial auto insurance. Our proficient and reliable commercial auto insurance in Houston, TX fulfills all your coverage requirements.

What is Commercial Auto Insurance?

Commercial auto insurance protects commercial vehicles against damages from fire, accidents, vandalism, and collision. It covers your employees, business liabilities, and company vehicles. A comprehensive commercial auto insurance policy covers the following types of business purpose vehicles:

  • Cars
  • Tractors
  • Pickup trucks
  • Trailers
  • Buses
  • Carriers
  • Semi-trucks
  • Box trucks
  • Dump trucks
  • Flatbed trucks
  • Tank trucks
  • Tow trucks
  • 18 wheelers
auto insurance

Why Purchase Commercial Auto Insurance?

Commercial auto insurance covers costs associated with personal injury, vehicle damage, and third party liability claims. All business-owned vehicles in Texas must be covered by a commercial auto insurance policy. Texas requires a minimum liability limit of $30,000 per person and $60,000 per accident for bodily injury, and $25,000 for property damage. In many cases, it’s wise to purchase more coverage than this.

Consider buying business car insurance in Houston, for:

  • Regularly used commercial vehicles regularly
  • Employee-owned and driven vehicles for business operations
  • Vehicles owned, leased, or rented by your business
  • Company-owned, rented or leased vehicles driven by you/your employees

What Does Commercial Auto Insurance Cover?

Our commercial auto insurance policy offers:


Physical Injury Liability Coverage

Covers third party legal defense costs and physical injuries resulting from an accident caused by you.


Property Damage Liability Coverage

Covers cost of damage to another person’s property if you are at fault in an accident.


Collision Damage Coverage

Covers collision damage to your vehicle if another vehicle hits you, you hit another vehicle, or your vehicle overturns. This coverage is essential for your leased or financed vehicles.


Comprehensive Coverage

Covers damages to your vehicle caused by animals, flood, theft, fire, or vandalism.


Underinsured Motorist Coverage

Protects you if the at-fault driver’s insurance liability cannot cover your bills.


Uninsured Motorist Coverage

Covers your injuries or property damage if you are hit by an uninsured driver.


Medical or Personal Injury

Cover your passengers’ and your medical expenses.

The additional coverage options for your auto insurance policy include:

  • Roadside assistance
  • Auto loan or lease coverage
  • New vehicle replacement cost coverage
  • Expanded towing
  • Rental reimbursement

Why Choose Us?

First Insurance Solutions has been offering comprehensive commercial auto insurance in Houston, Texas for over 15 years. Our professional and experienced insurance experts can design customized insurance policies based on your needs and budget.
We’re the preferred brand for all “commercial auto insurance near me” searches.
Contact our experts at First Insurance Solutions to find suitable commercial auto insurance for you.

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