Commercial Property Coverage
Whether you operate a business from the comfort of your home or from an office complex, it is imperative that you seek protection from the most common perils. Commercial property insurance is an essential coverage that businesses of all shapes and sizes should have to protect their physical assets.
At First Insurance Solutions, we will help you secure the right commercial property coverage to suit your company’s needs.
The standard commercial property insurance policy will provide you with coverage for the following:
Commercial Liability Coverage
With the litigious nature of our society, every business owner needs to secure protection from liability threats. Because every business is faced with its own unique set of liability exposures, it is important that you obtain a custom commercial liability insurance policy tailored to the specific needs of your organization.
The specialists at First Insurance Solutions are experienced in identifying potential liability risks and offering viable solutions to safeguard a company from these threats.
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Workers Compensation Coverage
As a business owner, it is imperative that you work towards eliminating any potential threats that your business may face over time. This is why it’s so important to seek a workers compensation policy that provides both you and your staff with unmatched security.
As the employer, workers compensation insurance reduces your liability, ensuring that you are protected in the event that a job-related injury or illness turns into a lawsuit. Likewise, your team will be compensated for any medical expenses or lost wages associated with a work injury or illness. Your workers compensation policy will allow employees to receive the medical care that they deserve so that they can return back to work in a timely manner.
At First Insurance Solutions, we are committed to protecting your business. We will help you choose the right workers compensation policy to maximize security for both you and your employees.
Commercial Auto Coverage
Whether you own a landscaping company, floral delivery service, catering business, or any other organization that uses commercial vehicles to conduct business operations, it is imperative that you seek commercial auto protection. Because your company is dependent on your commercial vehicles and drivers, you need to protect these assets with a tailored commercial auto insurance policy.
Your commercial auto insurance policy can be customized with the following types of coverage:
Commercial Umbrella Coverage
Also known as excess liability coverage, commercial umbrella insurance offers liability protection that extends beyond the limits of your other liability policies. This coverage offers total peace of mind knowing that your biggest investment is protected, no matter what legal issues come its way.
Umbrella insurance policies can be purchased in increments of $1 million, meaning that a few extra dollars on your premium each month can provide your business with extensive protection.
At First Insurance Solutions, we are dedicated to ensuring that your business is receiving unparalleled protection. Allow us to help you choose the appropriate amount of excess liability coverage so that you can attain ultimate peace of mind regarding your business’s security.