Keep Your Business Booming

Businesses face a wide array of risks, from liability issues to threats of physical damage. Create a custom commercial coverage plan to protect your company from whatever comes its way.

Commercial Property Coverage

Whether you operate a business from the comfort of your home or from an office complex, it is imperative that you seek protection from the most common perils. Commercial property insurance is an essential coverage that businesses of all shapes and sizes should have to protect their physical assets.

At First Insurance Solutions, we will help you secure the right commercial property coverage to suit your company’s needs.

Commercial Property

The standard commercial property insurance policy will provide you with coverage for the following:

 

Your Office
or Building

 

Landscaping

 

Business
Inventory

 

Others’
Property

 

Business
Equipment

 

Additional
Structures

 

Outdoor
Signage

 

Business Flood
Insurance

 

Fencing

Commercial Liability Coverage

With the litigious nature of our society, every business owner needs to secure protection from liability threats. Because every business is faced with its own unique set of liability exposures, it is important that you obtain a custom commercial liability insurance policy tailored to the specific needs of your organization.

The specialists at First Insurance Solutions are experienced in identifying potential liability risks and offering viable solutions to safeguard a company from these threats.

Commercial Liability

 

General
Liability

 

Directors and
Officers (D&O)

 

Professional Liability
(Errors & Omissions)

 

Builders
Risk

 

Employment Practices
Liability (EPLI)

 

Bonds
Workers Compensation

Workers Compensation Coverage

As a business owner, it is imperative that you work towards eliminating any potential threats that your business may face over time. This is why it’s so important to seek a workers compensation policy that provides both you and your staff with unmatched security.

As the employer, workers compensation insurance reduces your liability, ensuring that you are protected in the event that a job-related injury or illness turns into a lawsuit. Likewise, your team will be compensated for any medical expenses or lost wages associated with a work injury or illness. Your workers compensation policy will allow employees to receive the medical care that they deserve so that they can return back to work in a timely manner.

At First Insurance Solutions, we are committed to protecting your business. We will help you choose the right workers compensation policy to maximize security for both you and your employees.

Commercial Auto Coverage

Whether you own a landscaping company, floral delivery service, catering business, or any other organization that uses commercial vehicles to conduct business operations, it is imperative that you seek commercial auto protection. Because your company is dependent on your commercial vehicles and drivers, you need to protect these assets with a tailored commercial auto insurance policy.

Commercial Auto

Your commercial auto insurance policy can be customized with the following types of coverage:

 

Bodily Injury
Liability

 

Property Damage
Liability

 

Comprehensive

 

Collision

 

Hired Auto
Liability

 

Medical
Payments

 

Employer’s Non-Ownership
Liability

 

Uninsured/Underinsured
Motorist

Commercial Umbrella Coverage

Also known as excess liability coverage, commercial umbrella insurance offers liability protection that extends beyond the limits of your other liability policies. This coverage offers total peace of mind knowing that your biggest investment is protected, no matter what legal issues come its way.

Umbrella insurance policies can be purchased in increments of $1 million, meaning that a few extra dollars on your premium each month can provide your business with extensive protection.

At First Insurance Solutions, we are dedicated to ensuring that your business is receiving unparalleled protection. Allow us to help you choose the appropriate amount of excess liability coverage so that you can attain ultimate peace of mind regarding your business’s security.

Umberalla Coverage